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Cara Bijak Gunakan THR untuk Modal Usaha

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Hari raya Idul Fitri menjadi salah satu momen yang ditunggu setiap tahunnya. Selain karena perayaan bersama keluarga, THR atau Tunjangan Hari Raya menjadi alasan lain yang turut memeriahkan Lebaran. Biasanya, uang THR diberikan selambat-lambatnya H-10 sebelum hari raya untuk pegawai di sektor swasta maupun pemerintahan dengan masa kerja minimal satu bulan. Sering kali dibuat terlena, kebanyakan orang menggunakan uang THR mereka tanpa perhitungan. Alhasil, bonus hari raya pun hanya terasa seperti tak bermakna. Padahal, THR lebaran sebenarnya sangat cukup untuk memulai bisnis dan menjadi modal usaha. Bagi Anda yang tak ingin THR-nya habis sia-sia, Zilingo bagikan beberapa tips yang bisa Anda terapkan dalam menggunakan THR secara efektif untuk modal awal usaha.
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3 Most Profitable Businesses During Ramadan
"Ramadan arrives everyone’s happy, young and old rejoice. Month of mercy, month of blessing. Month where we’re freed from hellfire".⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ We are now counting down the days until the holy month arrives. As the lyrics of Opick’s song - Ramadan Tiba, illustrated the longing atmosphere of everyone who waits for Ramadan. No wonder, aside from the nickname “a month full of grace and mercy”, Ramadan is also a special time for the economies of several countries in the world to prosper. In countries with a majority of Muslim population, the level of public consumption tends to increase drastically. Not only for Qatar or the United Arab Emirates as countries with high sources of income per capita, but also developing countries such as Indonesia. Several traditions carried out from generation to generation during the month of Ramadan seem to be the main triggers for the pattern of consumerism in society. Eating sahoor, breakfasting, praying with family, and the preparation for Eid Al-Fitr remains as moments that are often awaited during the month of Ramadan. Proven by a survey conducted by the Mobile Marketing Association (MMA) and SurveySensum in Ramadan 2020, noting that despite the Covid-19 pandemic and financial insecurity that hit society, the increase in purchasing power of Islamic goods and clothing increased by 46%. Of course, this is a good business opportunity for business people or seasonal traders who just want to get another source of funds other than the yearly incentive (THR). And then, what are the most profitable businesses to run during the month of Ramadan?
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